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Glossary · After the funeral

Last will and testament

Also called: will

The legal document that says who gets what and names an executor. It still goes through probate — it does not avoid it. Without one, state intestacy law decides.

A will directs how a person's probate property is distributed, names the executor who carries it out, and — critically for parents — can name a guardian for minor children. To be valid it must meet the state's signing and witnessing rules. It can be updated any time before death.

A common misconception is that having a will avoids probate. It does not; it guides the probate court. Tools like payable-on-death accounts, beneficiary designations, and living trusts are what actually move assets outside probate.

Related
  • ExecutorThe person legally responsible for settling a deceased person's estate — paying debts, filing taxes, distributing assets per the will. Named in the will, or appointed by the court if there is none.
  • ProbateThe court-supervised process of validating a will (if there is one), paying debts, and transferring the deceased's property to heirs. Required in most cases, though some assets bypass it.
  • IntestateDying without a valid will. State law (the 'intestate succession statute') determines who inherits what — usually spouse and children first, then parents, siblings, and outward.
  • EstateEverything a person owns at death — real estate, accounts, vehicles, and belongings — minus their debts. The estate is what gets settled and distributed.

This definition is general consumer information, not legal, medical, or financial advice. Industry practices and regulations change occasionally; verify before relying on anything here for a specific decision.

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